:root{--navy: #0b1437;--navy-2: #131d4a;--violet: #5b3df5;--violet-2: #7c5cff;--violet-soft: #efebff;--mint: #12d6a0;--mint-dark: #0bb586;--mint-soft: #e2fbf3;--amber: #ffb020;--amber-soft: #fff4dc;--coral: #ff5c7a;--coral-soft: #ffe8ed;--bg: #ffffff;--bg-tint: #f6f5ff;--text: #0f172a;--muted: #5b6478;--border: #e6e8f0;--radius: 18px;--radius-lg: 28px;--shadow-sm: 0 2px 8px rgba(15, 23, 42, .06);--shadow: 0 12px 40px rgba(31, 20, 110, .1);--shadow-lg: 0 30px 80px rgba(31, 20, 110, .22);--grad: linear-gradient(135deg, var(--violet) 0%, var(--violet-2) 100%);--grad-mint: linear-gradient(135deg, #12d6a0 0%, #3be8c0 100%);--grad-hero: linear-gradient(140deg, #0b1437 0%, #1d1460 55%, #3a1f9e 100%)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Plus Jakarta Sans,system-ui,-apple-system,sans-serif;color:var(--text);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}img,svg{display:block}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}input,select,textarea{font:inherit;color:inherit}h1,h2,h3,h4{line-height:1.2;letter-spacing:-.02em}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}.section{padding:100px 0;position:relative;overflow:hidden}.section-sm{padding:60px 0;position:relative}.section-tint{background:var(--bg-tint)}.section-dark{background:var(--grad-hero);color:#fff}.center{text-align:center}.muted{color:var(--muted)}.small{font-size:.875rem}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-40{margin-top:40px}.section-head{text-align:center;max-width:720px;margin:0 auto 56px}.section-head h2{font-size:clamp(1.8rem,3.6vw,2.75rem);font-weight:800;margin:12px 0}.section-head p{color:var(--muted);font-size:1.08rem}.section-head.light p{color:#ffffffbf}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--violet);background:var(--violet-soft);padding:7px 14px;border-radius:999px}.eyebrow-light{color:#d9d2ff;background:#ffffff1a;border:1px solid rgba(255,255,255,.15)}.grad-text{background:linear-gradient(90deg,#12d6a0,#7cf3d3 45%,#ffb020);-webkit-background-clip:text;background-clip:text;color:transparent}.grad-text-dark{background:linear-gradient(90deg,var(--violet),var(--mint-dark));-webkit-background-clip:text;background-clip:text;color:transparent}.pulse{width:8px;height:8px;border-radius:50%;background:var(--mint);box-shadow:0 0 #12d6a0b3;animation:pulse 2s infinite}@keyframes pulse{70%{box-shadow:0 0 0 10px #12d6a000}to{box-shadow:0 0 #12d6a000}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 22px;border-radius:12px;font-weight:700;font-size:.95rem;transition:transform .2s,box-shadow .2s,background .2s,color .2s;white-space:nowrap}.btn:hover{transform:translateY(-2px)}.btn:disabled{opacity:.7;cursor:not-allowed;transform:none}.btn-primary{background:var(--grad);color:#fff;box-shadow:0 10px 24px #5b3df559}.btn-primary:hover{box-shadow:0 14px 30px #5b3df573}.btn-mint{background:var(--grad-mint);color:var(--navy);box-shadow:0 10px 24px #12d6a059}.btn-mint:hover{box-shadow:0 14px 30px #12d6a080}.btn-outline{border:2px solid var(--violet);color:var(--violet)}.btn-outline:hover{background:var(--violet);color:#fff}.btn-ghost{color:var(--text)}.btn-ghost:hover{background:var(--violet-soft);color:var(--violet)}.btn-glass{background:#ffffff1a;color:#fff;border:1px solid rgba(255,255,255,.25);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.btn-glass:hover{background:#fff3}.btn-lg{padding:16px 28px;font-size:1.02rem;border-radius:14px}.btn-sm{padding:8px 14px;font-size:.85rem;border-radius:10px}.btn-block{width:100%}.link-btn{color:var(--violet);font-weight:700;font-size:.9rem}.link-btn:hover{text-decoration:underline}.spinner{width:20px;height:20px;border-radius:50%;border:3px solid rgba(255,255,255,.35);border-top-color:#fff;animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.blob{position:absolute;border-radius:50%;filter:blur(80px);pointer-events:none;opacity:.55}.blob-1{width:480px;height:480px;background:#7c5cff;top:-160px;right:-120px;animation:float 14s ease-in-out infinite}.blob-2{width:380px;height:380px;background:#12d6a0;bottom:-160px;left:-120px;opacity:.35;animation:float 18s ease-in-out infinite reverse}.blob-3{width:260px;height:260px;background:#ffb020;top:40%;left:45%;opacity:.18;animation:float 16s ease-in-out infinite}@keyframes float{50%{transform:translate(30px,40px) scale(1.08)}}.grid-overlay{position:absolute;top:0;right:0;bottom:0;left:0;pointer-events:none;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:48px 48px;-webkit-mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%)}.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s ease,transform .7s ease}.reveal.in{opacity:1;transform:none}.nav{position:sticky;top:0;z-index:100;border-bottom:1px solid transparent;transition:box-shadow .3s,border-color .3s}.nav:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:-1;background:#ffffffd9;backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}.nav-scrolled{box-shadow:var(--shadow-sm);border-color:var(--border)}.nav-inner{display:flex;align-items:center;height:74px;gap:24px}.logo{display:flex;align-items:center;gap:10px;font-size:1.35rem;font-weight:800;letter-spacing:-.03em}.logo b{color:var(--violet)}.logo-light{color:#fff}.logo-light b{color:var(--mint)}.nav-links{display:flex;gap:4px;margin-left:auto}.nav-link{padding:8px 14px;border-radius:10px;font-weight:600;font-size:.95rem;color:var(--muted);transition:color .2s,background .2s}.nav-link:hover{color:var(--violet)}.nav-link.active{color:var(--violet);background:var(--violet-soft)}.nav-actions{display:flex;gap:8px}.nav-mobile-actions,.nav-toggle{display:none}.hero{position:relative;background:var(--grad-hero);color:#fff;overflow:hidden;padding:80px 0 120px}.hero-inner{position:relative;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:60px;align-items:center}.hero h1{font-size:clamp(2.6rem,5.6vw,4.4rem);font-weight:800;margin:22px 0;letter-spacing:-.035em}.hero-sub{font-size:1.15rem;color:#ffffffc7;max-width:540px}.hero-sub b{color:#fff}.hero-actions{display:flex;gap:14px;margin:34px 0;flex-wrap:wrap}.hero-trust{list-style:none;display:flex;gap:22px;flex-wrap:wrap}.hero-trust li{display:flex;align-items:center;gap:8px;font-weight:600;font-size:.93rem;color:#ffffffd9}.hero-trust svg{color:var(--mint)}.hero-visual{position:relative;padding:40px 0}.float-card{position:absolute;z-index:2;display:flex;align-items:center;gap:12px;background:#fff;color:var(--text);padding:12px 16px;border-radius:14px;box-shadow:var(--shadow-lg);animation:bob 5s ease-in-out infinite}.float-card b{display:block;font-size:.92rem}.float-card small{color:var(--muted);font-size:.78rem}.float-1{top:-12px;left:-50px}.float-2{bottom:0;right:-40px;animation-delay:1.5s}.fc-icon{width:36px;height:36px;border-radius:10px;display:grid;place-items:center}.fc-icon.mint{background:var(--mint-soft);color:var(--mint-dark)}.fc-icon.amber{background:var(--amber-soft);color:#e09400}@keyframes bob{50%{transform:translateY(-10px)}}.calc-card{background:#fff;color:var(--text);border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow);border:1px solid var(--border)}.calc-compact{position:relative;box-shadow:var(--shadow-lg);border:none}.calc-compact h3{font-size:1.4rem;margin-bottom:22px}.calc-badge{position:absolute;top:-14px;right:28px;background:var(--amber);color:var(--navy);font-weight:800;font-size:.78rem;padding:6px 12px;border-radius:999px}.calc-total{display:flex;justify-content:space-between;align-items:center;background:var(--violet-soft);border-radius:14px;padding:16px 18px;margin:8px 0 18px}.calc-total small{color:var(--muted);font-weight:600;font-size:.82rem}.calc-total strong{display:block;font-size:1.7rem;color:var(--violet)}.calc-due{display:flex;align-items:center;gap:6px;font-weight:700;font-size:.85rem;background:#fff;padding:8px 12px;border-radius:10px}.calc-note{text-align:center;font-size:.8rem;color:var(--muted);margin-top:12px}.range{margin-bottom:24px}.range-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px}.range-head label{font-weight:600;color:var(--muted);font-size:.92rem}.range-value{font-size:1.35rem;font-weight:800;color:var(--navy)}.range-foot{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted);margin-top:8px}.range input[type=range]{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:8px;border-radius:99px;outline:none;background:linear-gradient(90deg,var(--violet) 0%,var(--violet-2) var(--p),#e8e6f5 var(--p))}.range input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:6px solid var(--violet);box-shadow:0 4px 12px #5b3df566;cursor:grab;transition:transform .15s}.range input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.12)}.range input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:6px solid var(--violet);cursor:grab}.calc-full{display:grid;grid-template-columns:1.2fr 1fr;gap:28px;align-items:start;max-width:1040px;margin:0 auto}.calc-chips{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:22px}.chip{padding:8px 16px;border-radius:999px;border:1.5px solid var(--border);font-weight:700;font-size:.88rem;transition:.2s}.chip:hover{border-color:var(--violet);color:var(--violet)}.chip.active{background:var(--violet);border-color:var(--violet);color:#fff}.calc-info{display:flex;gap:10px;align-items:flex-start;background:var(--bg-tint);padding:14px;border-radius:12px;font-size:.85rem;color:var(--muted)}.calc-info svg{flex-shrink:0;margin-top:3px;color:var(--violet)}.calc-result{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}.donut{width:190px;height:190px;margin:0 auto 24px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--mint) 0 var(--a),var(--violet-2) var(--a) 100%);transition:background .3s}.donut>div{width:150px;height:150px;border-radius:50%;background:var(--navy);display:grid;place-content:center;text-align:center}.donut small{font-size:.75rem;color:#ffffffa6}.donut strong{font-size:1.5rem}.donut span{font-size:.75rem;color:var(--mint);font-weight:700}.calc-breakdown{list-style:none;margin-bottom:24px}.calc-breakdown li{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px dashed rgba(255,255,255,.12);font-size:.92rem}.calc-breakdown li span{color:#ffffffb8;display:flex;align-items:center;gap:8px}.calc-breakdown li.hl b{color:var(--mint);font-size:1.05rem}.dot{width:10px;height:10px;border-radius:50%;display:inline-block}.dot-violet{background:var(--violet-2)}.dot-mint{background:var(--mint)}.stats-wrap{position:relative;margin-top:-60px;z-index:5}.stats-static{margin-top:0;padding:20px 0}.stats{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);border:1px solid var(--border);padding:32px 10px}.stat{text-align:center;padding:0 12px;border-right:1px solid var(--border)}.stat:last-child{border-right:none}.stat strong{display:block;font-size:clamp(1.6rem,3vw,2.3rem);font-weight:800;color:var(--violet)}.stat>span{color:var(--muted);font-size:.9rem;font-weight:500}.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}.timeline:before{content:"";position:absolute;top:34px;left:12%;right:12%;height:3px;background:repeating-linear-gradient(90deg,var(--violet) 0 10px,transparent 10px 18px);opacity:.35}.tl-item{text-align:center;position:relative;padding:0 8px}.tl-icon{width:70px;height:70px;margin:0 auto 16px;border-radius:22px;display:grid;place-items:center;background:var(--grad);color:#fff;box-shadow:0 12px 26px #5b3df559;position:relative}.tl-item:last-child .tl-icon{background:var(--grad-mint);color:var(--navy);box-shadow:0 12px 26px #12d6a066}.tl-day{display:inline-block;font-size:.75rem;font-weight:800;color:var(--violet);background:var(--violet-soft);padding:3px 10px;border-radius:999px;margin-bottom:8px}.tl-item h4{font-size:1.12rem;margin-bottom:6px}.tl-item p{color:var(--muted);font-size:.92rem}.features{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.features-4{grid-template-columns:repeat(4,1fr)}.feature{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:30px;transition:transform .3s,box-shadow .3s,border-color .3s}.feature:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}.feature h3{font-size:1.18rem;margin:18px 0 8px}.feature p{color:var(--muted);font-size:.95rem}.f-icon{width:56px;height:56px;border-radius:16px;display:grid;place-items:center}.f-icon.violet{background:var(--violet-soft);color:var(--violet)}.f-icon.mint{background:var(--mint-soft);color:var(--mint-dark)}.f-icon.amber{background:var(--amber-soft);color:#e09400}.f-icon.coral{background:var(--coral-soft);color:var(--coral)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative}.step{background:#ffffff0f;border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:28px;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);transition:.3s}.step:hover{background:#ffffff1a;transform:translateY(-6px)}.step-num{font-size:2.6rem;font-weight:800;line-height:1;background:linear-gradient(135deg,var(--mint),var(--amber));-webkit-background-clip:text;background-clip:text;color:transparent}.step h3{margin:16px 0 8px;font-size:1.15rem}.step p{color:#ffffffb3;font-size:.93rem}.elig-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.elig-card{border-radius:var(--radius-lg);padding:38px;position:relative;overflow:hidden}.elig-card h3{font-size:1.4rem;margin-bottom:20px}.elig-violet{background:linear-gradient(160deg,var(--violet-soft),#fff);border:1px solid #ddd5ff}.elig-violet svg{color:var(--violet)}.elig-mint{background:linear-gradient(160deg,var(--mint-soft),#fff);border:1px solid #bff3e2}.elig-mint svg{color:var(--mint-dark)}.check-list{list-style:none;display:grid;gap:14px;margin-bottom:16px}.check-list li{display:flex;gap:12px;align-items:center;font-weight:600}.check-list svg{flex-shrink:0}.usecases{display:grid;grid-template-columns:repeat(6,1fr);gap:16px}.usecase{display:flex;flex-direction:column;align-items:center;gap:12px;text-align:center;padding:26px 12px;border-radius:var(--radius);background:#fff;border:1px solid var(--border);font-weight:700;font-size:.92rem;transition:.3s}.usecase svg{color:var(--violet);transition:.3s}.usecase:hover{background:var(--grad);color:#fff;transform:translateY(-4px);box-shadow:var(--shadow)}.usecase:hover svg{color:var(--mint)}.compare-wrap{overflow-x:auto;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);max-width:960px;margin:0 auto}.compare{width:100%;border-collapse:collapse;min-width:620px}.compare th,.compare td{padding:18px 22px;text-align:left;border-bottom:1px solid var(--border);font-size:.95rem}.compare th{font-size:.85rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}.compare tr:last-child td{border-bottom:none}.compare td:first-child{font-weight:700}.compare .us{background:var(--violet-soft);color:var(--violet);font-weight:700}.compare th.us{background:var(--violet);color:#fff}.compare td.us svg{display:inline;vertical-align:-3px;color:var(--mint-dark)}.compare td svg.x{display:inline;vertical-align:-3px;color:var(--coral)}.testimonials{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.testi{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;position:relative;display:flex;flex-direction:column;transition:.3s}.testi:hover{box-shadow:var(--shadow);transform:translateY(-4px)}.testi-q{position:absolute;top:20px;right:20px;color:var(--violet-soft)}.stars{display:flex;gap:2px;margin-bottom:14px;color:#d8d8e0}.stars .on{color:var(--amber);fill:var(--amber)}.testi p{color:var(--muted);font-size:.93rem;flex:1}.testi-user{display:flex;align-items:center;gap:12px;margin-top:20px}.testi-user b{display:block;font-size:.95rem}.testi-user small{color:var(--muted);font-size:.8rem}.avatar{width:44px;height:44px;border-radius:50%;background:var(--grad);color:#fff;display:grid;place-items:center;font-weight:800;font-size:.9rem;flex-shrink:0}.faq-preview{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;align-items:start}.faq-side h2{font-size:clamp(1.8rem,3.4vw,2.5rem);margin:14px 0}.faq-side .btn{margin-top:20px}.accordion{display:grid;gap:12px}.acc-item{background:#fff;border:1px solid var(--border);border-radius:16px;transition:.3s}.acc-item.open{border-color:#d5ccff;box-shadow:var(--shadow-sm)}.acc-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 22px;text-align:left;font-weight:700;font-size:1rem}.acc-q svg{flex-shrink:0;color:var(--violet);transition:transform .3s}.acc-item.open .acc-q svg{transform:rotate(45deg)}.acc-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .35s ease}.acc-item.open .acc-a{grid-template-rows:1fr}.acc-a>div{overflow:hidden}.acc-a p{padding:0 22px 20px;color:var(--muted)}.faq-page{max-width:860px}.tabs{display:flex;gap:8px;flex-wrap:wrap;justify-content:center;margin-bottom:30px}.tab{padding:10px 20px;border-radius:999px;font-weight:700;background:var(--bg-tint);color:var(--muted);transition:color .2s,background .2s}.tab.active{background:var(--violet);color:#fff}.faq-help{display:flex;align-items:center;gap:18px;margin-top:40px;padding:26px;border-radius:var(--radius);background:var(--bg-tint)}.faq-help>svg{color:var(--violet);flex-shrink:0}.faq-help>div{flex:1}.cta-banner{position:relative;overflow:hidden;background:var(--grad-hero);color:#fff;border-radius:32px;padding:56px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta-content{position:relative;max-width:620px}.cta-content h2{font-size:clamp(1.6rem,3vw,2.3rem);margin-bottom:12px}.cta-content p{color:#ffffffbf}.cta-actions{position:relative;display:flex;gap:12px;flex-wrap:wrap}.footer{background:var(--navy);color:#ffffffb3;padding:60px 0 30px;font-size:.92rem}.fraud-alert{display:flex;gap:14px;align-items:flex-start;background:#ffb0201a;border:1px solid rgba(255,176,32,.3);color:#ffd98a;padding:16px 20px;border-radius:14px;margin-bottom:50px}.fraud-alert svg{flex-shrink:0;color:var(--amber)}.fraud-alert b{color:var(--amber)}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1.5fr;gap:36px}.footer h4{color:#fff;font-size:1rem;margin-bottom:18px}.footer-grid>div:not(.footer-brand){display:flex;flex-direction:column;gap:10px}.footer-grid a{transition:color .2s}.footer-grid a:hover{color:var(--mint)}.footer-brand p{margin:16px 0}.footer-badges{display:flex;gap:8px;flex-wrap:wrap}.footer-badges span{font-size:.75rem;font-weight:700;padding:6px 10px;border-radius:8px;background:#ffffff12;color:var(--mint)}.footer-contact a,.footer-contact span{display:flex;gap:10px;align-items:flex-start}.footer-contact svg{flex-shrink:0;margin-top:3px;color:var(--mint)}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:46px;padding-top:24px;display:grid;gap:8px;font-size:.82rem}.footer-bottom b{color:#fff}.mobile-cta{display:none}.page-hero{position:relative;overflow:hidden;background:var(--grad-hero);color:#fff;padding:90px 0 80px;text-align:center}.page-hero-inner{position:relative;max-width:780px}.page-hero h1{font-size:clamp(2rem,4.6vw,3.3rem);font-weight:800;margin:18px 0 14px}.page-hero p{color:#ffffffbf;font-size:1.1rem}.apply-page{background:var(--bg-tint);padding:50px 0 90px;min-height:80vh}.apply-grid{display:grid;grid-template-columns:1fr 340px;gap:30px;align-items:start}.apply-head h1{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:6px}.stepper{list-style:none;display:flex;margin:28px 0;background:#fff;border-radius:16px;padding:16px 10px;box-shadow:var(--shadow-sm)}.stepper li{flex:1;display:flex;flex-direction:column;align-items:center;gap:6px;position:relative;color:var(--muted)}.stepper li:not(:last-child):after{content:"";position:absolute;top:17px;left:calc(50% + 24px);right:calc(-50% + 24px);height:2px;background:var(--border)}.stepper li.done:not(:last-child):after{background:var(--mint)}.stepper-dot{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--bg-tint);border:2px solid var(--border);transition:.3s}.stepper li.active .stepper-dot{background:var(--violet);border-color:var(--violet);color:#fff;box-shadow:0 0 0 6px #5b3df526}.stepper li.done .stepper-dot{background:var(--mint);border-color:var(--mint);color:var(--navy)}.stepper-label{font-size:.8rem;font-weight:700}.stepper li.active 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